Our Strategies

  •  Performance evaluation mechanism is being strongly emphasised at all levels.
  •  Effective monitoring and supervision of all ongoing projects.
  •  Strengthning of recovery mechanisms.
  •  Proactive approach to settle NPAs through OTS.
  •  Periodic monitoring of pending court cases.
  •  Making term lending norms more stringent by keeping debt equity ratio norms between 1:1 to 1.5:1 instead of the earlier practice of 2:1.
  •  Provision of adequate security of loans.

New Initiatives

  •  Establishment of modernised Industrial Infrastructure under MIIUS Scheme (State of Art) at Pandoga(Una) and Kandrori (on HP-Punjab Border near Pathankot).
  •  Introduction of cold mix technology for road surfacing, which is eco friendly and economically viable.
  •  First organization to introduce Customized Hi-tech IT Applications (Project Management System) in civil engineering.

Measures Taken to Reduce Expenditures

  •  Online disbursement of payments so as to avoid inconvenience for stake holders.
  •  Adoption of various economy measures.
  •  Need based touring by officials.
  •  To ensure accountability and responsibility.
  •  Steps being taken to identify suitable lands in rural areas to provide infrastructure facility to the small and marginal farmers at their doorstep.
  •  Quality control labs have been established.